Frequently Asked Questions
Q & A
Why Should I Choose Your Company?
We don't only work to improve our community through credit education, we actually help you remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score by simply signing on with better lenders.
How Long does it take to see Results?
You can expect to see results in as little as 10 days! Average is 30 days, with it taking up to 90 days in some cases.
How much will I have to Pay?
You will need to pay a credit analysis fee of $129.99 in the beginning. This covers $99.99 for your Membership Activation fee and $29.99 for your Client Monitoring services. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a membership fee until work is performed.
What Will I get When I sign Up for the Program?
Once you complete the sign-up process, we will begin sending you email updates of information on how and when to begin working to remove any inaccurate information. You will also receive a link to sign your agreement with TSI Credit Solution as well as a detailed course of action from our company. The program also provides you with the information you need to keep working on raising your credit score. So, always keep an eye on your mailbox.
How Long will I Need to Stay in the Program?
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score. Partnering with us after the restoration process is very rewarding. We provide our clients with backstage access to accredited lenders.
How Will You get my Credit Report?
There are a few different ways we can do this. You can sign up for something like SmartCredit.com, or IdentityIQ.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
Is a Three-In-One Report better?
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
Can You work on more than one inaccurate Account at a Time?
We can show you how to challenge as many as you want at a single time, the choice is yours.
Who Qualifies for the Family plan?
We offer a Family Plan of $599.99 to help all individuals covered obtain a healthy credit score. Please contact a representative to sign-up. Anybody who lives in the same household can get the family plan. You do not have to be married.
Who Will you Share my Information with?
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the required dispute process.
Will Your Service help me get a Home Loan?
Of Course! By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan, and many other lines of credit available. Especially with our partners!
Do You Dispute with Collection Agencies and Creditors?
Yes, when necessary we will show you how to dispute inaccurate information with collectors and creditors.
Can I Call if I have more Questions or Concerns?
Sure, call (888) 306-8968 or fill out a form on the website and we will get back to you as soon as possible. If you're already a member, you may correspond information through your client portal by logging in through the website.
How can I improve my credit score?
Follow your Credit Building Plan providing after signup. We will send you periodic updates on steps to take to increase your score during disputes. Please pay close attention to your email. Add info@tsicreditsolutions.com to your contacts to avoid email spamming.